Individual & Family Health
ACA Marketplace and off-exchange plans for individuals and families across Michigan. Compare premiums, deductibles and doctor networks, and check if you qualify for a subsidy.
Explore individual plans
From individual and family coverage to Medicare, Medicaid, small-business group, and short-term plans. See your Michigan options side by side, with a licensed local agent to guide you. No pressure, no fees.
Individual and family health policies are our specialty, plus the coverage that rounds it out, from Medicare Supplements to dental, vision, and travel.
ACA Marketplace and off-exchange plans for individuals and families across Michigan. Compare premiums, deductibles and doctor networks, and check if you qualify for a subsidy.
Explore individual plansTurning 65 or already on Medicare? Compare Medigap, Medicare Advantage and Part D options from Michigan's top-rated carriers.
Compare MedicarePair a high-deductible health plan with a tax-advantaged HSA. Save on taxes, build a medical nest egg and control how you spend on care.
Explore HSA plansGroup health plans that help Michigan employers attract and keep good people: competitive, compliant and easy to administer.
Request a proposalBridge a gap between jobs, plans or enrollment periods with short-term coverage that carries you through the in-between months.
See short-termAdd dental and vision coverage to round out your benefits, protect your smile and keep your eyes covered, often for a low monthly premium.
Explore dental & visionNot sure which of these fits your situation? That is exactly what a free plan review is for.
A quick map of who each kind of plan fits best. Your agent tailors it to your situation.
ACA Marketplace
65+ coverage
Gap coverage
Tax-advantaged
Best for
Individuals & families without employer coverage
People turning 65 or on Medicare
Bridging a temporary coverage gap
Healthy savers who want lower premiums
Typical cost
Premium varies; subsidies may apply
Low or $0 premium options (Advantage)
Lower premium, limited benefits
Lower premium + tax-free HSA savings
Doctor network
Broad Michigan networks
Depends on plan type
Varies by carrier
Broad, with HSA-eligible plans
Enrollment
Open Enrollment or a qualifying life event
Around your 65th birthday / IEP
Apply almost any time
Open Enrollment or a life event
Wherever you live in Michigan (Detroit to Marquette, Grand Rapids to the Sault) we can help by phone or by video. Same local team, all year round.
Counties covered
Peninsulas
Michigan-only focus
Days of support
Tell us a little about you and a licensed Michigan agent will reach out (usually the same day) with a shortlist of plans that actually fit. Every consultation starts with your questions, not our paperwork.
(855) 847-7020 · Mon-Fri 9am-6pm ET
Serving all 83 Michigan counties — both peninsulas
🔒 No spam. A licensed Michigan agent usually replies the same day.