2026 Michigan Marketplace Carrier
Oscar Health Plans in Michigan
Grand Rapids-area EPO plans, compared honestly and rated by members.
2027 Oscar Health (Michigan) plans & member ratings
Oscar Health sells individual EPO plans in the Grand Rapids area (Kent, Muskegon, Oceana and Ottawa counties) through HealthCare.gov, with a tech-forward member experience. Below are representative 2026 on-exchange plans with verified fixed cost-sharing and member ratings; Oscar is not available statewide.
Gold Classic StandardPopular
Gold EPO with a $2,000 deductible and a low $8,200 out-of-pocket max.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Silver Classic
Silver EPO with a low $8,400 out-of-pocket max.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Silver Simple PCP Saver
Silver EPO designed around low-cost primary-care visits.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Bronze Classic 4700
Bronze EPO with a $4,700 deductible.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.4 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Bronze Classic StandardLowest premium
Standardized Bronze EPO for the lowest premium.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Oscar Health & Michigan rate history
| Plan year | MI individual market (avg approved) | This carrier (approved) |
|---|---|---|
| 2019 | +1.7% | |
| 2020 | -2.1% | |
| 2021 | +1.1% | |
| 2022 | +4.7% | |
| 2023 | +5.5% | |
| 2024 | +5.3% | |
| 2025 | +10.5% | |
| 2026 | +14.2% (avg) | +11.9% |
Sources: Michigan DIFS 2026 rate filings and ACA Signups MI 2026 summary. Carrier column = Oscar Health approved individual rate change for 2026. Statewide column is the Michigan individual-market approved average.
Oscar is Grand Rapids-area only.
Oscar sells in Kent, Muskegon, Oceana and Ottawa counties and is EPO (no out-of-network coverage): confirm your doctors are in-network. A licensed agent can compare it at your ZIP, free. Call (855) 847-7020.