2026 Michigan Marketplace Carrier
McLaren Health Plan Michigan
HMO plans built around the McLaren health system, compared honestly and rated by members.
2027 McLaren Health Plan Community plans & member ratings
McLaren Health Plan Community sells individual HMO plans in Michigan through HealthCare.gov, built around the McLaren health system. Below are representative 2026 on-exchange plans with verified fixed cost-sharing and member ratings; confirm your county is in McLaren's service area.
MHP GoldPopular
Gold HMO with a $2,100 deductible and a low $8,000 out-of-pocket max.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
MHP Silver Exchange Rewards
Silver HMO with a low $2,000 deductible.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
MHP Silver Standard
Standardized Silver HMO.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.2 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
MHP Bronze Saver
High-deductible Bronze HMO (single deductible equals the out-of-pocket max).
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.4 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
MHP Expanded Bronze StandardLowest premium
Bronze HMO for a lower monthly premium.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.4 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
McLaren & Michigan rate history
| Plan year | MI individual market (avg approved) | This carrier (approved) |
|---|---|---|
| 2019 | +1.7% | |
| 2020 | -2.1% | |
| 2021 | +1.1% | |
| 2022 | +4.7% | |
| 2023 | +5.5% | |
| 2024 | +5.3% | |
| 2025 | +10.5% | |
| 2026 | +14.2% (avg) | +16.3% |
Sources: Michigan DIFS 2026 rate filings and ACA Signups MI 2026 summary. Carrier column = McLaren approved individual rate change for 2026. Statewide column is the Michigan individual-market approved average.
McLaren is built around its health system.
McLaren Community works best if you use McLaren-affiliated providers, and its service area is limited. A licensed agent can confirm it serves your county and compare it, free. Call (855) 847-7020.