2026 Michigan Marketplace Carrier
Blue Care Network of Michigan Plans
BCBSM’s HMO, Select and Preferred network plans, compared honestly and rated by members.
2027 Blue Care Network of Michigan plans & member ratings
Blue Care Network is BCBSM's HMO, selling individual plans on Select, Preferred and Local HMO networks through HealthCare.gov. Below are representative 2026 on-exchange plans with verified fixed cost-sharing and member ratings; availability of each network varies by county.
Blue Cross Preferred HMO Gold ExtraPopular
Gold HMO with a $2,000 deductible and a low $8,200 out-of-pocket max.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.4 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Blue Cross Preferred HMO Silver Saver
Silver HMO with a low $7,650 out-of-pocket max.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.5 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Blue Cross Select HMO Silver Extra
Silver HMO on the Select network.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.4 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Blue Cross Select HMO Bronze Saver HSAHSA-eligible
HSA-qualified Bronze HMO on the Select network.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.5 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Blue Cross Select HMO Bronze ExtraLowest premium
Bronze HMO for a lower monthly premium.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.5 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Blue Care Network & Michigan rate history
| Plan year | MI individual market (avg approved) | This carrier (approved) |
|---|---|---|
| 2019 | +1.7% | |
| 2020 | -2.1% | |
| 2021 | +1.1% | |
| 2022 | +4.7% | |
| 2023 | +5.5% | |
| 2024 | +5.3% | |
| 2025 | +10.5% | |
| 2026 | +14.2% (avg) | +12.5% |
Sources: Michigan DIFS 2026 rate filings and ACA Signups MI 2026 summary. Carrier column = Blue Care Network approved individual rate change for 2026. Statewide column is the Michigan individual-market approved average.
HMO savings with the Blue network.
Blue Care Network pairs Blue-brand access with lower HMO premiums, but network availability varies by county, confirm Select or Preferred serves your area. A licensed agent can check at your ZIP, free. Call (855) 847-7020.