2026 Michigan Marketplace Carrier
Ambetter from Meridian Michigan Plans
Low-premium HMO plans from Centene’s Meridian, compared honestly and rated by members.
2027 Ambetter from Meridian plans & member ratings
Ambetter from Meridian (a Centene company) sells individual HMO plans in Michigan through HealthCare.gov, usually at lower premiums. Below are representative 2026 on-exchange plans with verified fixed cost-sharing and member ratings; premiums vary by age and county.
Elite GoldPopular
Gold HMO with a $0 medical deductible and the lowest out-of-pocket max here.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.1 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Everyday Gold
Gold HMO with a low $800 deductible.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.1 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Standard Gold
Standardized Gold HMO.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.1 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Clear Silver
Silver HMO where the deductible equals the out-of-pocket max, once you hit it, covered care is paid in full.
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Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Standard SilverLowest premium
Standardized Silver HMO.
Rate this plan
Rate all four categories (Cost, Plan Value, Customer Service and Network Size) to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.
Baseline: 3.1 / 5: seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.
Meridian / Ambetter & Michigan rate history
| Plan year | MI individual market (avg approved) | This carrier (approved) |
|---|---|---|
| 2019 | +1.7% | |
| 2020 | -2.1% | |
| 2021 | +1.1% | |
| 2022 | +4.7% | |
| 2023 | +5.5% | |
| 2024 | +5.3% | |
| 2025 | +10.5% | |
| 2026 | +14.2% (avg) | +24.4% |
Sources: Michigan DIFS 2026 rate filings and ACA Signups MI 2026 summary. Carrier column = Meridian / Ambetter approved individual rate change for 2026. Statewide column is the Michigan individual-market approved average.
Weighing Ambetter/Meridian on price?
Ambetter from Meridian is often the lowest-premium option, but its network and service scores run lower than the Blues, confirm your doctors are in-network first. A licensed agent can compare it at your ZIP, free. Call (855) 847-7020.